Ginny Frost 
Kindergarten teacher, Margaret Porter, is looking forward to the best Christmas holiday in years. Without her irresponsible ex-husband causing chaos, she and her two children can finally have a fun, peaceful celebration. Everything looks picture perfect until her living room catches fire.
Volunteer firefighter, Ryan Kramer, never knew what hit him when he rescues a reluctant and quick-tempered Margaret from her burning home. But it’s more than sympathy for her situation that gets under his skin. Her sassy, no-nonsense attitude bowls him over.
Margaret finds her family rescued by Ryan again and again. Something about him speaks to her soul, and she discovers it hard to resist him. Unlike her careless and manipulative ex-husband, Ryan’s nothing but wonderful throughout the entire ordeal.
As Ryan investigates the damage to Margaret’s home, he discovers his family’s business, Kramer and Sons, worked on the fire-ravaged room. Did shoddy work by his family put a single mom and her two kids out in the cold at Christmas? Can Margaret see beyond his last name and fall for him too?
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Josephine Lockwood spent her entire life in a sickbed being coddled by her anxious mother. Finally, after receiving the correct diagnosis for her illness, she’s standing on the edge of a new adventure. She’s finished her audition program for an online gaming platform and is poised to move out of her family home. But she must attend her mother’s annual Christmas party.
Brett Kramer, a hard-working handyman, is finishing up renovations at the Excelsior Hotel in Iverton when Jo drops into his life. She’s cute, friendly, and totally intriguing. Too bad he’s at work. The family contracting business is suffering thanks to a bogus complaint, and he doesn’t want any whiff of impropriety to taint the current contract. But when Jo flees from her mother’s party, Brett steps in to help her escape, disregarding his business’s reputation. Their departure only complicates the situation. A snowstorm, sibling rivalry, and an overprotective mother force them together and tear them apart. Jo and Brett must find a balance to make their relationship more than a Christmas Affair.
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He’d heard the rumors she was back in town. He had to see for himself.
As Ted Kramer steeled himself to knock on the hotel room door, the last thing he was prepared to see was the woman who shattered him holding a baby. Cheryl Wintson-Bristol had been the love of his life. And when she abruptly left town last year after their secret summer romance, it destroyed him. He couldn’t eat. Couldn’t sleep. Couldn’t work. Yet here she is, baby and all. His baby. Merry Christmas to him.
When Cheryl realized she was pregnant, she knew her controlling and manipulative grandfather would never accept a Kramer child into his family. The feud between the Kramers and Winston-Bristols had dragged on for forty years and as long as that cantankerous man was alive, it would continue raging. Except now he’s dead, and Cheryl has taken the opportunity to return to Stonewater for the services. She knows she needs to tell her mother– and Ted– about the baby, but she never wanted him to find out about his daughter like this, though. Maybe, just maybe, baby Harper will be the Christmas gift these families need to move on and find love again.